Privacy Policy

Introduction

At Michigan’s Premier Insurance Provider, we prioritize the privacy and security of our clients’ personal information. This Privacy Policy outlines our commitment to protecting your data and provides detailed information about how we collect, use, and safeguard your personal information. By using our services, you agree to the terms outlined in this policy.

Information We Collect

We collect various types of information to provide you with the best possible service and to meet regulatory requirements. This includes:

1. **Personal Information:** Name, address, phone number, email address, Social Security number, and date of birth.
2. **Financial Information:** Payment information, credit history, and banking details for processing transactions.
3. **Health Information:** Medical history, health status, and related information for health insurance plans.
4. **Usage Information:** Data on how you use our website, including IP addresses, browser types, and pages visited.

How We Use Your Information

We use the collected information for the following purposes:

1. **Providing Services:** To process applications, underwrite policies, handle claims, and deliver customer service.
2. **Communication:** To send you important updates, policy information, and promotional materials.
3. **Compliance:** To meet legal and regulatory requirements, including those set by the state of Michigan.
4. **Improvement:** To improve our services, enhance user experience, and conduct market research.

Sharing Your Information

We do not sell your personal information. However, we may share your information with third parties under the following circumstances:

1. **Service Providers:** With companies that perform services on our behalf, such as payment processing, data analysis, and customer support.
2. **Legal Obligations:** When required by law, to comply with legal processes, or to protect our rights.
3. **Business Transfers:** In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity.

Security Measures

We implement robust security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

1. **Encryption:** Using encryption technologies to protect sensitive data during transmission and storage.
2. **Access Controls:** Limiting access to your information to authorized personnel only.
3. **Monitoring:** Regularly monitoring our systems for potential vulnerabilities and attacks.
4. **Training:** Providing ongoing training to our employees on data privacy and security practices.

Your Rights and Choices

You have certain rights regarding your personal information, including:

1. **Access:** The right to request access to the personal information we hold about you.
2. **Correction:** The right to request corrections to any inaccurate or incomplete information.
3. **Deletion:** The right to request the deletion of your personal information, subject to legal requirements.
4. **Opt-Out:** The right to opt-out of receiving marketing communications from us.

To exercise these rights, please contact us using the information provided below.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance user experience, analyze website traffic, and personalize content. You can manage your cookie preferences through your browser settings. However, disabling cookies may affect the functionality of our website.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. We will notify you of any significant changes by posting the updated policy on our website and indicating the date of the latest revision.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

• Address: 10192 E Grand River, Suite 113 Brighton, MI 48116
• Phone: 1-800-225-8555

We are committed to protecting your privacy and providing transparent information about how we handle your personal data. Thank you for trusting Michigan’s Premier Insurance Provider with your information.

Conclusion

Your privacy is of utmost importance to us at Michigan’s Premier Insurance Provider. We are dedicated to safeguarding your personal information and using it responsibly to provide you with the best possible insurance services. By adhering to the highest standards of data protection and transparency, we aim to build and maintain your trust. For any further inquiries or assistance regarding our privacy practices, do not hesitate to reach out to our customer service team. Your feedback is invaluable in helping us improve our services and uphold our commitment to privacy and security.